Follow these 7 Steps When in a Motor Vehicle Accident

Accidents can happen when we least expect them and knowing what to do in the immediate aftermath can make all the difference. At JN General Insurance (JNGI), we are committed to ensuring that you are prepared and protected.
Here is a step-by-step guide on what to do if you find yourself involved in an accident:

1. Ensure Safety First

The safety of all individuals involved should be your first priority. If possible, move your vehicle to a safe area to avoid obstructing traffic or causing further crashes. Turn on your hazard lights to alert other drivers.

2. Check for Injuries and seek Medical Assistance

Assess yourself and any passengers for injuries. If anyone is hurt, call 110 for medical assistance. Do not attempt to move an injured person unless they are in immediate danger.

Even if you and your passengers feel fine, it is advisable to seek medical attention, as some injuries may not be immediately apparent.

3. Gather Relevant Information

Exchange the following details with the other party involved:

• Full name and contact information
• Vehicle registration number
• Insurance details (company and policy number)
• Driver’s licence number

If there are witnesses, collect their contact details as well.

4. Document the Scene

Take photos of the accident scene, vehicle damages, licence plates, road conditions, and any visible injuries. This evidence will help support your claim.

5. Contact the Police

Even if the accident is minor, it is important to report it to the police. If both parties are able to drive to the nearest police station to make a report, do so. A police report is crucial for insurance claims and legal purposes. Be sure to provide an accurate account of the incident.

6. Notify Insurance Provider

Contact JNGI as soon as possible to report the accident. Be prepared to provide details of the incident, including the police report and photos taken at the scene.

7. Follow Up on Your Claim

Once your claim has been submitted, stay in touch with your JNGI representative to track the progress.

Being in an accident can be stressful but taking the right steps can help protect you and ensure a smoother claims process. Stay safe and drive responsibly!

For more information on JNGI insurance services, visit www.jngijamaica.com or call 876-922-1460.