Secure Home and Content This Hurricane Season

Mitigate against financial loss this hurricane season by insuring your home and its contents with JN General Insurance.  As the longest established general insurance company operating in Jamaica, we have perfected the art of providing affordable insurance coverage and excellent customer service. A home insurance policy provides coverage for residential properties in the event of […]

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Underinsurance or No Insurance – A Bad Idea

Joseph Holness, Assistant General Manager, Reinsurance and Underwriting, JN General Insurance “A common mistake that some homeowners make is not to insure their property for the full replacement value, thus creating the issue of underinsurance,” advised Joseph Holness, Assistant General Manager, Reinsurance and Underwriting, JN General Insurance (JNGI).  “As a result, if an insured peril […]

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The Economics of Road Safety

How Road Crashes Affect Productivity The effects of road traffic crashes are more than physical, social, and psychological.  They also have direct economic implications, such as absence from work by the victims who are recovering from serious injuries; and the death of some citizens in their most productive years, removing them from the workforce entirely. […]

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Mitigate Against Financial Loss from Hurricanes

Joseph Holness, Assistant General Manager, Reinsurance and Underwriting, JNGI. As the official hurricane season commenced on June 1, one leading insurance company, JN General Insurance Company (JNGI), is urging property owners to mitigate against financial loss by insuring their assets. “We live in a region, which is prone to hurricanes. Although Jamaica has been fortunate […]

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The Psychological Trauma of being in a Motor Vehicle Accident

Aneika Williams, associate clinical psychologist, survivors of motor vehicle crashes to experience prolonged psychological trauma St Mary-based associate clinical psychologist, Aneika Williams, maintains that survivors of motor vehicle crashes are at risk of experiencing psychological trauma, which can have serious repercussions on the quality of their life. “People tend to focus on the physical impact […]

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“Just Slow Down”

Insurer Appeals for Safe Use of Roads Chris Hind, general manager of JN General Insurance Company (JNGI), maintains that many motor vehicle crashes and the loss of lives could have been easily averted, if motorists and motorcyclists observed the designated speed limits. Speaking against the background of the more than 400 road fatalities since the […]

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‘Forgoing Home Insurance isn’t Worth the Risk’ Expert Warns

Chris Hind, general manager, JN General Insurance Company A leading home insurance expert is positing that many homeowners are running the risk of forgoing home insurance after they have paid off their mortgage.  “Paying off a mortgage is a big accomplishment, and it’s something every homeowner strives to do.  However, it is also equally important […]

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Fears that Overly Active Hurricane Season Could Collide with COVID-19 Pandemic

As Jamaicans continue to experience the effects of the COVID-19 pandemic, Chris Hind, general manager, JN General Insurance Company, is concerned that this year’s predicted “stronger-than-normal” hurricane season could be disastrous should Jamaica experience a direct hit from a hurricane this year. The Climate Prediction Center of the National Oceanic and Atmospheric Administration in the […]

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Is Your Insurer Aware Of Your Home Improvements?

Major home improvement projects will impact the replacement cost for an insured home in the event of damage, but according to Chris Hind, general manager, JN General Insurance Company (JNGI), many homeowners forget to notify their insurers about the enhancements they have made to their property. “Homeowners risk being vulnerable to losses in the event […]

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